special issue
Vol. 2 No. 3 (2026): International Journal of Multidisciplinary Research
Triadic Dynamic: Capability Alignment, Constraint Resolution, and Value Co-Creation in AI-Powered Business-Finance-Cybersecurity Synergy (2022-2026)
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Submitted
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March 25, 2026
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Published
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2026-04-02
Abstract
Artificial intelligence (AI) has redefined cross-domain collaboration among digital commerce, finance, and cybersecurity through a triadic dynamic: capability alignment (matching domain-specific core capabilities via AI-enabled integration), constraint resolution (addressing interdomain frictions and bottlenecks with targeted AI tools), and value co-creation (generating emergent cross-domain value that transcends single-sector outcomes). This review synthesizes 7 key studies (2022-2026) to unpack the interdependent logic of the triad: capability alignment lays the groundwork by integrating complementary strengths (e.g., digital commerce’s user-centric tools, finance’s predictive models, cybersecurity’s risk safeguards); constraint resolution removes barriers by mitigating critical frictions (e.g., SME resource scarcity, data privacy conflicts, risk-cost tradeoffs); value co-creation delivers transformative outcomes by amplifying collective potential (e.g., inclusive sustainable growth, proactive risk-resilient ecosystems). Findings reveal that: the triadic dynamic operates as a mutually reinforcing system—alignment identifies constraints, constraint resolution optimizes alignment, and both enable sustained co-creation; modular AI architectures and privacy-enhancing technologies (PETs) are the primary enablers of capability alignment; SMEs serve as the linchpin for inclusive constraint resolution and value diffusion. This framework offers a capability-centric perspective on cross-domain AI synergy, guiding researchers, practitioners, and policymakers to leverage complementary strengths for systemic value creation.
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